Annuities are financial products that provide a steady income stream, often used for retirement planning. By making a lump-sum payment or a series of payments, individuals can receive regular payouts either immediately or in the future. Annuities offer options for guaranteed income for life, helping to ensure financial security during retirement. Learn how annuities work, the different types available, and how they can fit into your long-term financial strategy.

Long-term care insurance provides coverage for extended care services that help individuals with daily living activities, such as bathing, dressing, and eating, due to age, illness, or disability. It can cover care provided in a nursing home, assisted living facility, or in the comfort of your own home. Learn how long-term care insurance works, its benefits, and how it can protect your financial future while ensuring quality care.