Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) when first eligible (usually when turning 65). Answer a few questions to check when and how to sign up based on your personal situation. Learn about Part A and Part B sign up periods and when coverage starts. an.
Check when to sign up
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Ready to sign up for Part A & Part B
To sign up for Part A (Hospital Insurance) and/or Part B (Medical Insurance), you’ll need to contact the Social Security Administration. Depending on your situation, we can help you find the easiest way to sign up. Why don’t I contact Medicare to sign up for Part A and Part B?
What's your situation?
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Premium: A monthly amount you pay for coverage, whether you get services or not.
Deductible: An amount you have to pay for covered services and items each year before Medicare or your plan starts to pay.
Coinsurance: A percentage of the cost that you pay. In Part B, you generally pay 20% of the cost for each Medicare-covered service.
Example
A Medicare-covered service costs $100. Medicare pays $80 and you pay $20. ($100 x 20% = $20.)Copayment: A fixed amount you pay for a Medicare-covered service, like $30.
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Premium: A monthly amount you pay for coverage, whether you get services or not.
Deductible: An amount you have to pay for covered services and items each year before Medicare or your plan starts to pay.
Coinsurance: A percentage of the cost that you pay. In Part B, you generally pay 20% of the cost for each Medicare-covered service.
Example
A Medicare-covered service costs $100. Medicare pays $80 and you pay $20. ($100 x 20% = $20.)Copayment: A fixed amount you pay for a Medicare-covered service, like $30.