Product Overviews & Descriptions
Individuals & Families
Essential Coverage
Health insurance is a crucial financial tool that helps cover the cost of medical expenses, including doctor visits, hospital stays, prescription drugs, and preventive care. It provides individuals and families with financial protection against unexpected healthcare costs, ensuring access to essential medical services. Learn more about how health insurance works, the different types of coverage available, and how it can safeguard your health and finances.
Dental insurance provides coverage for routine dental care, such as cleanings, exams, and X-rays, as well as more extensive procedures like fillings, root canals, and crowns. It helps reduce out-of-pocket costs for both preventive and emergency dental treatments, ensuring you can maintain your oral health affordably. Discover how dental insurance works, the benefits it offers, and how to choose the best plan for your needs.
Vision insurance helps cover the cost of routine eye exams, prescription glasses, contact lenses, and sometimes corrective surgeries like LASIK. It offers financial protection for eye care needs, making it easier to maintain healthy vision without high out-of-pocket costs. Learn more about how vision insurance works, the benefits it provides, and how to find the right plan to keep your eyes healthy.
Additional Coverage
Accident insurance provides financial protection by covering medical expenses resulting from unexpected injuries, such as fractures, sprains, or accidents. It helps pay for emergency treatment, hospital stays, and recovery costs not fully covered by regular health insurance. Learn how accident insurance can provide peace of mind and protect you from the financial impact of unforeseen accidents.
Critical illness insurance offers financial protection by providing a lump-sum payment upon the diagnosis of serious health conditions like cancer, heart attack, or stroke. This coverage helps cover medical expenses, recovery costs, and even daily living expenses, offering peace of mind during challenging times. Discover how critical illness insurance works and how it can safeguard your financial stability in the face of life-threatening illnesses.
Life insurance provides financial security for your loved ones by offering a lump-sum payment in the event of your passing. It helps cover expenses like funeral costs, outstanding debts, and provides ongoing financial support for your family. Learn more about how life insurance works, the different types available, and how it can help protect your familyโs future.
Medicare Eligible
65 & Over
Medicare insurance is a federal health program that provides coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities. It helps cover hospital stays, doctor visits, prescription drugs, and preventive services. Learn more about Medicare Parts A, B, C, and D, how they work, and how to choose the right plan to meet your healthcare needs.
Medicare Advantage, also known as Medicare Part C, is a comprehensive alternative to Original Medicare that includes all Parts A and B benefits, often with added coverage for services like prescription drugs, dental, vision, and wellness programs. Offered by private insurers, Medicare Advantage plans provide more flexibility and extra benefits. Learn how Medicare Advantage works and how to choose the right plan to fit your healthcare needs.
Medicare Supplement Insurance, also known as Medigap, helps cover out-of-pocket costs not fully covered by Original Medicare, such as copayments, coinsurance, and deductibles. It provides added financial protection and peace of mind, ensuring you have comprehensive coverage for your healthcare needs. Learn how Medicare Supplement plans work, what they cover, and how to choose the best plan for your situation.
Medicare Part D drug plans provide prescription drug coverage for individuals enrolled in Medicare. These plans help reduce the cost of medications, covering both generic and brand-name drugs. Offered by private insurers, Part D plans protect against high out-of-pocket drug expenses. Learn how Medicare Part D works, the benefits it offers, and how to choose the right plan for your prescription needs.
Disability
Medicare insurance is a federal health program that provides coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities. It helps cover hospital stays, doctor visits, prescription drugs, and preventive services. Learn more about Medicare Parts A, B, C, and D, how they work, and how to choose the right plan to meet your healthcare needs.
Medicare Advantage, also known as Medicare Part C, is a comprehensive alternative to Original Medicare that includes all Parts A and B benefits, often with added coverage for services like prescription drugs, dental, vision, and wellness programs. Offered by private insurers, Medicare Advantage plans provide more flexibility and extra benefits. Learn how Medicare Advantage works and how to choose the right plan to fit your healthcare needs.
Medicare Supplement Insurance, also known as Medigap, helps cover out-of-pocket costs not fully covered by Original Medicare, such as copayments, coinsurance, and deductibles. It provides added financial protection and peace of mind, ensuring you have comprehensive coverage for your healthcare needs. Learn how Medicare Supplement plans work, what they cover, and how to choose the best plan for your situation.
Medicare Part D drug plans provide prescription drug coverage for individuals enrolled in Medicare. These plans help reduce the cost of medications, covering both generic and brand-name drugs. Offered by private insurers, Part D plans protect against high out-of-pocket drug expenses. Learn how Medicare Part D works, the benefits it offers, and how to choose the right plan for your prescription needs.
Aging Income/Independance
Asset Drawdown
Annuities are financial products that provide a steady income stream, often used for retirement planning. By making a lump-sum payment or a series of payments, individuals can receive regular payouts either immediately or in the future. Annuities offer options for guaranteed income for life, helping to ensure financial security during retirement. Learn how annuities work, the different types available, and how they can fit into your long-term financial strategy.
Asset Protection
Long-term care insurance provides coverage for extended care services that help individuals with daily living activities, such as bathing, dressing, and eating, due to age, illness, or disability. It can cover care provided in a nursing home, assisted living facility, or in the comfort of your own home. Learn how long-term care insurance works, its benefits, and how it can protect your financial future while ensuring quality care.
Low Income
Tag
Health insurance is a crucial financial tool that helps cover the cost of medical expenses, including doctor visits, hospital stays, prescription drugs, and preventive care. It provides individuals and families with financial protection against unexpected healthcare costs, ensuring access to essential medical services. Learn more about how health insurance works, the different types of coverage available, and how it can safeguard your health and finances.
Dental insurance provides coverage for routine dental care, such as cleanings, exams, and X-rays, as well as more extensive procedures like fillings, root canals, and crowns. It helps reduce out-of-pocket costs for both preventive and emergency dental treatments, ensuring you can maintain your oral health affordably. Discover how dental insurance works, the benefits it offers, and how to choose the best plan for your needs.
Vision insurance helps cover the cost of routine eye exams, prescription glasses, contact lenses, and sometimes corrective surgeries like LASIK. It offers financial protection for eye care needs, making it easier to maintain healthy vision without high out-of-pocket costs. Learn more about how vision insurance works, the benefits it provides, and how to find the right plan to keep your eyes healthy.
Tag
Health insurance is a crucial financial tool that helps cover the cost of medical expenses, including doctor visits, hospital stays, prescription drugs, and preventive care. It provides individuals and families with financial protection against unexpected healthcare costs, ensuring access to essential medical services. Learn more about how health insurance works, the different types of coverage available, and how it can safeguard your health and finances.
Dental insurance provides coverage for routine dental care, such as cleanings, exams, and X-rays, as well as more extensive procedures like fillings, root canals, and crowns. It helps reduce out-of-pocket costs for both preventive and emergency dental treatments, ensuring you can maintain your oral health affordably. Discover how dental insurance works, the benefits it offers, and how to choose the best plan for your needs.
Vision insurance helps cover the cost of routine eye exams, prescription glasses, contact lenses, and sometimes corrective surgeries like LASIK. It offers financial protection for eye care needs, making it easier to maintain healthy vision without high out-of-pocket costs. Learn more about how vision insurance works, the benefits it provides, and how to find the right plan to keep your eyes healthy.
Alphabetical List
Medicaid
Medicaid is a joint federal and state program that provides healthcare coverage to low-income individuals, families, seniors, pregnant women, and people with disabilities. It covers essential services like doctor visits, hospital care, prescription drugs, and long-term care. Learn how Medicaid works, who qualifies, and how it provides critical healthcare access for millions of Americans.
CHIP
The Childrenโs Health Insurance Program (CHIP) provides affordable health coverage to children in families with incomes too high for Medicaid but too low to afford private insurance. CHIP covers essential healthcare services like doctor visits, immunizations, dental care, and hospitalizations. Learn how CHIP works, who qualifies, and how it helps ensure children get the care they need to stay healthy.