You may qualify for ACA Marketplace coverage if you are a U.S. resident, do not have access to affordable health insurance through an employer, Medicaid, or Medicare, and meet income requirements for subsidies. For help with eligibility and plan options, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.

You can switch from an employer-sponsored health plan to an ACA Marketplace plan, but your eligibility for premium tax credits depends on whether your employer’s plan is considered affordable and meets minimum value standards. For more information, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.

If you’re a freelancer or self-employed, you can purchase a health insurance plan through the ACA Marketplace and may qualify for financial assistance like premium tax credits. To explore your options or get help applying, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.

The ACA Marketplace guarantees that you cannot be denied coverage or charged more due to pre-existing health conditions. Coverage begins immediately, with no waiting period. For help applying, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.

To qualify for premium tax credits in the ACA Marketplace, your income generally needs to be between 100% and 400% of the federal poverty level. Recent changes allow those with incomes above 400% of the FPL to qualify for subsidies in certain cases. For personalized guidance, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.

You can switch from COBRA to an ACA Marketplace plan during the Open Enrollment Period or if you qualify for a Special Enrollment Period due to a qualifying life event. ACA plans may offer lower premiums and financial assistance. For help transitioning, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.

You can get your own ACA plan even if you're currently listed as a dependent on your parents' health insurance. Eligibility for premium tax credits depends on your household income and tax filing status. To explore your options, schedule an appointment with a Tsunami Advisor here: Schedule an Appointment.