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Qualifying Life Event (QLE)

A major life event that allows an individual to enroll in or make changes to their health insurance plan outside of the Open Enrollment Period. Examples of QLEs include marriage, divorce, birth of a child, or loss of other health coverage.

A major life event that allows an individual to enroll in or make changes to their health insurance plan outside of the Open Enrollment Period. Examples of QLEs include marriage, divorce, birth of a child, or loss of other health coverage.

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Special Enrollment Period (SEP)

A time outside the Open Enrollment Period when individuals can sign up for or change their health insurance plan due to qualifying life events such as marriage, birth of a child, or loss of other coverage. SEPs apply to both ACA Marketplace and Medicare plans.

A time outside the Open Enrollment Period when individuals can sign up for or change their health insurance plan due to qualifying life events such as marriage, birth of a child, or loss of other coverage. SEPs apply to both ACA Marketplace and Medicare plans.

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